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Moms with Benefits

Empowering Moms for the Financial Impact of Motherhood

Welcome to the Moms with Benefits Community, where we shine light on the challenges of being a working mom and the financial leader for your family

Moms Make Life Happen


71%

of mothers with children are working 4

41%

of American households with children, Women are the primary breadwinner 4

≈72%

of moms reported feeling at least somewhat stressed about finances 3

85%

of household purchase decisions are made by mothers 3

The Motherhood Penalty is alive and thriving - and we’re over it. 

What is the Motherhood Penalty?

The phenomenon by which women’s pay decreases once they become mothers. 4

The Motherhood Penalty is the price women pay for growing their families while they’re in the workforce. Statistics show that moms in the workforce are less likely to be chosen for new roles and promotions, will earn lower salaries, and be held to a higher standard than fathers and non-mothers.

One of the largest motherhood penalties are in “female-breadwinner” families, where higher-earning mothers experience a 60% drop from their pre-childbirth earnings relative to their male partners. 2

On a mission to help moms evolve into motherhood with emotional and financial stability.

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By signing up for the MWB newsletter you can expect to get updates on:

  • Learn about the latest podcast episodes featuring real moms like you!
  • Access to our tools and resources that will help you navigate the landscape of paid leave, and tips for financial stability.
  • Access to giveaways and prizes! 
 

Understanding the Motherhood Penalty and What it Means for Finances by Fortune Recommends in May 2023. 1

Large motherhood penalties in US administrative microdata by Douglas Almond, Yi Cheng, and Cecilia Machado. National Academy of Science, May 2023. 2

State of Motherhood 2023 Survey Report by Motherly 3

American Association of University Women, The motherhood penalty, Dec 2023. 4

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